Credit worthy?

I have decided to start working on fixing my credit. I used to have pretty good credit, but then I made the same mistake that many other people have made. I used my good credit to purchase a new home, which is a fixer upper. I did not realize all of the extensive work that needed to be be done on the home. Even though I had the house inspected before I purchased it, other emergency fixes had to be attended to. I made the mistake of acquiring a small loan, which was just enough to cover the cost that the handy man quoted to me. I was able to fix just a few things, but then my handy man left me hanging after he only completed one job for me. The remainder of the money was spent on other bills and ever since I have been left behind paying the high interest rate of the loan.

I have been paying for that move ever since I made the decision to acquire the small loan. I have learned from this experience that it is best to try to get a much higher loan when trying to do repairs on a home that needs extensive repair. One should never get only the exact amount needed to do the repairs, because of hidden or unforeseen circumstances. You never know what else might need to be repaired. I have made it my number one focus to consolidate my debt all into one payment, instead of paying 10 bills I will have one bill that totals less of the ten bills that I currently pay. My goal is to be credit worthy again in less than two years.